TRUSTTEXAS BANK, S.S.B.

CUERO, TX | Small | Est. Jan. 1, 1921, midnight | FDIC #28515 | RSSD #539872 | FDIC
Latest Report: 2025-12-31

TRUSTTEXAS BANK, S.S.B. is asn small FDIC-insured commercial bank headquartered in CUERO, TX, established in Jan. 1, 1921, midnight. As of 2025-12-31, the bank reported total assets of $368M and total deposits of $362M. Profitability stands at 0.07% ROA and 8.66% ROE, with a net interest margin of 2.80%. The bank's CET1 capital ratio is 19.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.80% and a Texas Ratio of 26.39%. FDIC Certificate #28515.

Assets

$368M

Deposits

$362M

Loans

$176M

Equity

$4M

Profitability

Return on Assets (ROA) 0.07%
Return on Equity (ROE) 8.66%
Net Interest Margin (NIM) 2.80%
Yield on Assets 4.64%
Cost of Funds 1.73%

Asset Quality

NPL Ratio 0.80%
Net Charge-Off Ratio 0.05%
Texas Ratio 26.39%
NPA Ratio 0.38%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 19.56%
Tier 1 Capital 19.56%
Total Capital Ratio 20.64%
Leverage Ratio 8.28%
Loan-to-Deposit 48.73%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required