FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION

DOVER, OH | Medium | Est. Jan. 1, 1898, midnight | FDIC #29787 | RSSD #540775 | OCC
Latest Report: 2025-12-31

FIRST FEDERAL COMMUNITY BANK, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in DOVER, OH, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $890M and total deposits of $785M. Profitability stands at 1.81% ROA and 20.29% ROE, with a net interest margin of 4.15%. The bank's CET1 capital ratio is 12.43%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.17% and a Texas Ratio of 1.40%. FDIC Certificate #29787.

Assets

$890M

Deposits

$785M

Loans

$713M

Equity

$80M

Profitability

Return on Assets (ROA) 1.81%
Return on Equity (ROE) 20.29%
Net Interest Margin (NIM) 4.15%
Yield on Assets 6.02%
Cost of Funds 1.90%

Asset Quality

NPL Ratio 0.17%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.40%
NPA Ratio 0.14%
ACL / Loans 0.99%

Capital & Liquidity

CET1 Ratio 12.43%
Tier 1 Capital 12.43%
Total Capital Ratio 13.50%
Leverage Ratio 9.52%
Loan-to-Deposit 90.81%

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