BANK OF NEW YORK MELLON, THE

NEW YORK, NY | National | Est. Jan. 1, 1851, midnight | FDIC #639 | RSSD #541101 | FED
Latest Report: 2025-12-31

BANK OF NEW YORK MELLON, THE is ann national FDIC-insured commercial bank headquartered in NEW YORK, NY, established in Jan. 1, 1851, midnight. As of 2025-12-31, the bank reported total assets of $381.0B and total deposits of $332.4B. Profitability stands at 1.44% ROA and 18.23% ROE, with a net interest margin of 1.57%. The bank's CET1 capital ratio is 16.33%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.32% and a Texas Ratio of 0.44%. FDIC Certificate #639.

Assets

$381.0B

Deposits

$332.4B

Loans

$40.7B

Equity

$29.8B

Profitability

Return on Assets (ROA) 1.44%
Return on Equity (ROE) 18.23%
Net Interest Margin (NIM) 1.57%
Yield on Assets 6.29%
Cost of Funds 11.61%

Asset Quality

NPL Ratio 0.32%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.44%
NPA Ratio 0.03%
ACL / Loans 0.55%

Capital & Liquidity

CET1 Ratio 16.33%
Tier 1 Capital 16.33%
Total Capital Ratio 16.56%
Leverage Ratio 6.46%
Loan-to-Deposit 12.24%

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