LEXICON BANK

LAS VEGAS, NV | Small | Est. Aug. 12, 2019, midnight | FDIC #59117 | RSSD #5412457 | FDIC
Latest Report: 2025-12-31

LEXICON BANK is asn small FDIC-insured commercial bank headquartered in LAS VEGAS, NV, established in Aug. 12, 2019, midnight. As of 2025-12-31, the bank reported total assets of $433M and total deposits of $388M. Profitability stands at 1.28% ROA and 14.13% ROE, with a net interest margin of 4.78%. The bank's CET1 capital ratio is 20.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.79% and a Texas Ratio of 3.58%. FDIC Certificate #59117.

Assets

$433M

Deposits

$388M

Loans

$197M

Equity

$40M

Profitability

Return on Assets (ROA) 1.28%
Return on Equity (ROE) 14.13%
Net Interest Margin (NIM) 4.78%
Yield on Assets 5.65%
Cost of Funds 0.88%

Asset Quality

NPL Ratio 0.79%
Net Charge-Off Ratio 0.20%
Texas Ratio 3.58%
NPA Ratio 0.36%
ACL / Loans 1.55%

Capital & Liquidity

CET1 Ratio 20.20%
Tier 1 Capital 20.20%
Total Capital Ratio 21.45%
Leverage Ratio 9.18%
Loan-to-Deposit 50.65%

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