42 NORTH PRIVATE BANK

CANTON, MA | Small | Est. Jan. 1, 1967, midnight | FDIC #27015 | RSSD #541307 | OCC
Latest Report: 2025-12-31

42 NORTH PRIVATE BANK is asn small FDIC-insured commercial bank headquartered in CANTON, MA, established in Jan. 1, 1967, midnight. As of 2025-12-31, the bank reported total assets of $178M and total deposits of $135M. Profitability stands at -3.39% ROA and -40.07% ROE, with a net interest margin of 1.75%. The bank's CET1 capital ratio is 13.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.30%. FDIC Certificate #27015.

Assets

$178M

Deposits

$135M

Loans

$151M

Equity

$14M

Profitability

Return on Assets (ROA) -3.39%
Return on Equity (ROE) -40.07%
Net Interest Margin (NIM) 1.75%
Yield on Assets 5.53%
Cost of Funds 3.85%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.22%
Texas Ratio 0.30%
NPA Ratio 0.03%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 13.34%
Tier 1 Capital 13.34%
Total Capital Ratio 14.60%
Leverage Ratio 8.04%
Loan-to-Deposit 111.49%

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