WRAY STATE BANK is asn small FDIC-insured commercial bank headquartered in WRAY, CO, established in April 11, 1977, midnight. As of 2025-12-31, the bank reported total assets of $309M and total deposits of $276M. Profitability stands at 1.37% ROA and 13.78% ROE, with a net interest margin of 4.16%. The bank's CET1 capital ratio is 8.23%. Asset quality metrics show a non-performing loan ratio of 0.57% and a Texas Ratio of 3.63%. FDIC Certificate #22447.
Assets
$309M
Deposits
$276M
Loans
$212M
Equity
$30M
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