F&M BANK is asn small FDIC-insured commercial bank headquartered in WEST POINT, NE, established in Jan. 1, 1931, midnight. As of 2025-12-31, the bank reported total assets of $377M and total deposits of $335M. Profitability stands at 1.65% ROA and 14.94% ROE, with a net interest margin of 4.37%. The bank's CET1 capital ratio is 10.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.30%. FDIC Certificate #14922.
Assets
$377M
Deposits
$335M
Loans
$299M
Equity
$38M
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