CIVISTA BANK is an FDIC-insured commercial bank headquartered in SANDUSKY, OH, established in March 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $4.3B and total deposits of $3.5B. Profitability stands at 1.23% ROA and 8.73% ROE, with a net interest margin of 4.19%. CET1 capital ratio: 15.74%, well above regulatory minimums. NPL ratio: 0.94% · Texas Ratio: 4.68%. Operates 40 domestic branches.
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