MT. MCKINLEY BANK

FAIRBANKS, AK | Medium | Est. Dec. 3, 1965, midnight | FDIC #19525 | RSSD #542667 | FDIC
Latest Report: 2025-12-31

MT. MCKINLEY BANK is amn medium FDIC-insured commercial bank headquartered in FAIRBANKS, AK, established in Dec. 3, 1965, midnight. As of 2025-12-31, the bank reported total assets of $641M and total deposits of $530M. Profitability stands at 0.96% ROA and 6.05% ROE, with a net interest margin of 3.99%. The bank's CET1 capital ratio is 16.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.91% and a Texas Ratio of 2.53%. FDIC Certificate #19525.

Assets

$641M

Deposits

$530M

Loans

$277M

Equity

$103M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 6.05%
Net Interest Margin (NIM) 3.99%
Yield on Assets 4.87%
Cost of Funds 0.98%

Asset Quality

NPL Ratio 0.91%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.53%
NPA Ratio 0.43%
ACL / Loans 1.65%

Capital & Liquidity

CET1 Ratio 16.11%
Tier 1 Capital 16.11%
Total Capital Ratio 16.92%
Leverage Ratio 18.40%
Loan-to-Deposit 52.15%

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