FARMERS STATE BANK

PINE BLUFFS, WY | Micro | Est. April 30, 1915, midnight | FDIC #526 | RSSD #542854 | FED
Latest Report: 2025-12-31

FARMERS STATE BANK is amn micro FDIC-insured commercial bank headquartered in PINE BLUFFS, WY, established in April 30, 1915, midnight. As of 2025-12-31, the bank reported total assets of $32M and total deposits of $28M. Profitability stands at 2.00% ROA and 16.86% ROE, with a net interest margin of 5.06%. The bank's CET1 capital ratio is 26.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #526.

Assets

$32M

Deposits

$28M

Loans

$16M

Equity

$4M

Profitability

Return on Assets (ROA) 2.00%
Return on Equity (ROE) 16.86%
Net Interest Margin (NIM) 5.06%
Yield on Assets 5.81%
Cost of Funds 1.73%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.25%

Capital & Liquidity

CET1 Ratio 26.96%
Tier 1 Capital 26.96%
Total Capital Ratio 28.21%
Leverage Ratio 11.28%
Loan-to-Deposit 56.50%

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