FWBANK

CHICAGO, IL | Small | Est. July 12, 2021, midnight | FDIC #59195 | RSSD #5435988 | FDIC
Latest Report: 2025-12-31

FWBANK is asn small FDIC-insured commercial bank headquartered in CHICAGO, IL, established in July 12, 2021, midnight. As of 2025-12-31, the bank reported total assets of $192M and total deposits of $163M. Profitability stands at 4.62% ROA and 35.02% ROE, with a net interest margin of 5.36%. The bank's CET1 capital ratio is 13.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.77% and a Texas Ratio of 3.59%. FDIC Certificate #59195.

Assets

$192M

Deposits

$163M

Loans

$131M

Equity

$26M

Profitability

Return on Assets (ROA) 4.62%
Return on Equity (ROE) 35.02%
Net Interest Margin (NIM) 5.36%
Yield on Assets 6.77%
Cost of Funds 1.53%

Asset Quality

NPL Ratio 0.77%
Net Charge-Off Ratio 0.46%
Texas Ratio 3.59%
NPA Ratio 0.52%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 13.25%
Tier 1 Capital 13.25%
Total Capital Ratio 13.91%
Leverage Ratio 13.36%
Loan-to-Deposit 80.36%

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