UNITED MISSISSIPPI BANK

NATCHEZ, MS | Medium | Est. May 14, 1973, midnight | FDIC #21083 | RSSD #544335 | FDIC
Latest Report: 2025-12-31

UNITED MISSISSIPPI BANK is amn medium FDIC-insured commercial bank headquartered in NATCHEZ, MS, established in May 14, 1973, midnight. As of 2025-12-31, the bank reported total assets of $555M and total deposits of $480M. Profitability stands at 0.88% ROA and 8.12% ROE, with a net interest margin of 4.66%. The bank's CET1 capital ratio is 10.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.21% and a Texas Ratio of 1.37%. FDIC Certificate #21083.

Assets

$555M

Deposits

$480M

Loans

$407M

Equity

$62M

Profitability

Return on Assets (ROA) 0.88%
Return on Equity (ROE) 8.12%
Net Interest Margin (NIM) 4.66%
Yield on Assets 5.92%
Cost of Funds 1.30%

Asset Quality

NPL Ratio 0.21%
Net Charge-Off Ratio 0.02%
Texas Ratio 1.37%
NPA Ratio 0.16%
ACL / Loans 0.82%

Capital & Liquidity

CET1 Ratio 10.69%
Tier 1 Capital 10.69%
Total Capital Ratio 11.22%
Leverage Ratio 11.35%
Loan-to-Deposit 84.93%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required