CITIZENS SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in SPILLVILLE, IA, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $145M and total deposits of $124M. Profitability stands at 0.44% ROA and 4.23% ROE, with a net interest margin of 2.22%. The bank's CET1 capital ratio is 10.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.43%. FDIC Certificate #12128.
Assets
$145M
Deposits
$124M
Loans
$68M
Equity
$15M
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