MILLYARD BANK, THE

NASHUA, NH | Small | Est. Nov. 21, 2019, midnight | FDIC #59176 | RSSD #5448915 | FDIC
Latest Report: 2025-12-31

MILLYARD BANK, THE is asn small FDIC-insured commercial bank headquartered in NASHUA, NH, established in Nov. 21, 2019, midnight. As of 2025-12-31, the bank reported total assets of $290M and total deposits of $244M. Profitability stands at 0.66% ROA and 6.74% ROE, with a net interest margin of 3.24%. The bank's CET1 capital ratio is 10.18%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59176.

Assets

$290M

Deposits

$244M

Loans

$239M

Equity

$30M

Profitability

Return on Assets (ROA) 0.66%
Return on Equity (ROE) 6.74%
Net Interest Margin (NIM) 3.24%
Yield on Assets 6.26%
Cost of Funds 3.10%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 10.18%
Tier 1 Capital 10.18%
Total Capital Ratio 10.69%
Leverage Ratio 10.10%
Loan-to-Deposit 97.91%

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