NORTHWEST COMMUNITY BANK

WINSTED, CT | Large | Est. July 15, 1875, midnight | FDIC #18229 | RSSD #545604 | FDIC
Latest Report: 2025-12-31

NORTHWEST COMMUNITY BANK is aln large FDIC-insured commercial bank headquartered in WINSTED, CT, established in July 15, 1875, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.0B. Profitability stands at 0.58% ROA and 8.37% ROE, with a net interest margin of 3.18%. The bank's CET1 capital ratio is 12.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.50% and a Texas Ratio of 5.35%. FDIC Certificate #18229.

Assets

$1.2B

Deposits

$1.0B

Loans

$986M

Equity

$83M

Profitability

Return on Assets (ROA) 0.58%
Return on Equity (ROE) 8.37%
Net Interest Margin (NIM) 3.18%
Yield on Assets 5.06%
Cost of Funds 1.87%

Asset Quality

NPL Ratio 0.50%
Net Charge-Off Ratio -0.01%
Texas Ratio 5.35%
NPA Ratio 0.41%
ACL / Loans 0.92%

Capital & Liquidity

CET1 Ratio 12.25%
Tier 1 Capital 12.25%
Total Capital Ratio 13.42%
Leverage Ratio 8.78%
Loan-to-Deposit 98.26%

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