BANKNEWPORT

MIDDLETOWN, RI | Large | Est. Jan. 1, 1819, midnight | FDIC #18129 | RSSD #546003 | FED
Latest Report: 2025-12-31

BANKNEWPORT is aln large FDIC-insured commercial bank headquartered in MIDDLETOWN, RI, established in Jan. 1, 1819, midnight. As of 2025-12-31, the bank reported total assets of $3.0B and total deposits of $2.3B. Profitability stands at 0.60% ROA and 5.99% ROE, with a net interest margin of 3.46%. The bank's CET1 capital ratio is 13.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.58% and a Texas Ratio of 4.20%. FDIC Certificate #18129.

Assets

$3.0B

Deposits

$2.3B

Loans

$2.3B

Equity

$302M

Profitability

Return on Assets (ROA) 0.60%
Return on Equity (ROE) 5.99%
Net Interest Margin (NIM) 3.46%
Yield on Assets 5.73%
Cost of Funds 2.62%

Asset Quality

NPL Ratio 0.58%
Net Charge-Off Ratio 0.31%
Texas Ratio 4.20%
NPA Ratio 0.45%
ACL / Loans 0.85%

Capital & Liquidity

CET1 Ratio 13.39%
Tier 1 Capital 13.39%
Total Capital Ratio 14.22%
Leverage Ratio 10.66%
Loan-to-Deposit 99.61%

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