SHERWOOD STATE BANK, THE

SHERWOOD, OH | Small | Est. Jan. 8, 1945, midnight | FDIC #16222 | RSSD #546320 | FDIC
Latest Report: 2025-12-31

SHERWOOD STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in SHERWOOD, OH, established in Jan. 8, 1945, midnight. As of 2025-12-31, the bank reported total assets of $105M and total deposits of $87M. Profitability stands at 0.61% ROA and 5.20% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 11.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.37% and a Texas Ratio of 14.00%. FDIC Certificate #16222.

Assets

$105M

Deposits

$87M

Loans

$79M

Equity

$12M

Profitability

Return on Assets (ROA) 0.61%
Return on Equity (ROE) 5.20%
Net Interest Margin (NIM) 4.48%
Yield on Assets 5.98%
Cost of Funds 1.59%

Asset Quality

NPL Ratio 2.37%
Net Charge-Off Ratio 0.02%
Texas Ratio 14.00%
NPA Ratio 1.78%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 11.81%
Tier 1 Capital 11.81%
Total Capital Ratio 12.40%
Leverage Ratio 12.27%
Loan-to-Deposit 91.00%

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