BANK OF DUDLEY

DUDLEY, GA | Medium | Est. Nov. 1, 1905, midnight | FDIC #9068 | RSSD #546535 | FDIC
Latest Report: 2025-12-31

BANK OF DUDLEY is amn medium FDIC-insured commercial bank headquartered in DUDLEY, GA, established in Nov. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $502M and total deposits of $453M. Profitability stands at 1.17% ROA and 12.69% ROE, with a net interest margin of 4.81%. The bank's CET1 capital ratio is 9.33%. Asset quality metrics show a non-performing loan ratio of 0.13% and a Texas Ratio of 0.86%. FDIC Certificate #9068.

Assets

$502M

Deposits

$453M

Loans

$342M

Equity

$47M

Profitability

Return on Assets (ROA) 1.17%
Return on Equity (ROE) 12.69%
Net Interest Margin (NIM) 4.81%
Yield on Assets 6.73%
Cost of Funds 1.95%

Asset Quality

NPL Ratio 0.13%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.86%
NPA Ratio 0.09%
ACL / Loans 1.30%

Capital & Liquidity

CET1 Ratio 9.33%
Tier 1 Capital 9.33%
Total Capital Ratio 9.79%
Leverage Ratio 9.67%
Loan-to-Deposit 75.38%

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