AMERICAN INTERSTATE BANK

ELKHORN, NE | Small | Est. March 29, 1915, midnight | FDIC #1439 | RSSD #547251 | FDIC
Latest Report: 2025-12-31

AMERICAN INTERSTATE BANK is asn small FDIC-insured commercial bank headquartered in ELKHORN, NE, established in March 29, 1915, midnight. As of 2025-12-31, the bank reported total assets of $134M and total deposits of $110M. Profitability stands at 4.65% ROA and 24.13% ROE, with a net interest margin of 6.01%. The bank's CET1 capital ratio is 18.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #1439.

Assets

$134M

Deposits

$110M

Loans

$68M

Equity

$24M

Profitability

Return on Assets (ROA) 4.65%
Return on Equity (ROE) 24.13%
Net Interest Margin (NIM) 6.01%
Yield on Assets 6.51%
Cost of Funds 0.57%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.92%

Capital & Liquidity

CET1 Ratio 18.02%
Tier 1 Capital 18.02%
Total Capital Ratio 18.92%
Leverage Ratio 18.66%
Loan-to-Deposit 62.14%

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