CRAFT BANK

ATLANTA, GA | Small | Est. Oct. 15, 2020, midnight | FDIC #59209 | RSSD #5472880 | FDIC
Latest Report: 2025-12-31

CRAFT BANK is asn small FDIC-insured commercial bank headquartered in ATLANTA, GA, established in Oct. 15, 2020, midnight. As of 2025-12-31, the bank reported total assets of $272M and total deposits of $228M. Profitability stands at 2.14% ROA and 15.82% ROE, with a net interest margin of 5.86%. The bank's CET1 capital ratio is 15.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.73% and a Texas Ratio of 8.34%. FDIC Certificate #59209.

Assets

$272M

Deposits

$228M

Loans

$234M

Equity

$40M

Profitability

Return on Assets (ROA) 2.14%
Return on Equity (ROE) 15.82%
Net Interest Margin (NIM) 5.86%
Yield on Assets 8.36%
Cost of Funds 2.70%

Asset Quality

NPL Ratio 0.73%
Net Charge-Off Ratio 0.10%
Texas Ratio 8.34%
NPA Ratio 1.32%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 15.52%
Tier 1 Capital 15.52%
Total Capital Ratio 16.71%
Leverage Ratio 15.05%
Loan-to-Deposit 102.52%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required