BANK OF COMMERCE

RAWLINS, WY | Small | Est. April 20, 1978, midnight | FDIC #22639 | RSSD #547550 | FED
Latest Report: 2025-12-31

BANK OF COMMERCE is asn small FDIC-insured commercial bank headquartered in RAWLINS, WY, established in April 20, 1978, midnight. As of 2025-12-31, the bank reported total assets of $213M and total deposits of $191M. Profitability stands at 1.30% ROA and 13.15% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 9.83%. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.11%. FDIC Certificate #22639.

Assets

$213M

Deposits

$191M

Loans

$109M

Equity

$21M

Profitability

Return on Assets (ROA) 1.30%
Return on Equity (ROE) 13.15%
Net Interest Margin (NIM) 4.48%
Yield on Assets 5.72%
Cost of Funds 1.27%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.11%
NPA Ratio 0.01%
ACL / Loans 1.63%

Capital & Liquidity

CET1 Ratio 9.83%
Tier 1 Capital 9.83%
Total Capital Ratio 10.32%
Leverage Ratio 11.00%
Loan-to-Deposit 57.14%

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