STAR FINANCIAL BANK

FORT WAYNE, IN | Large | Est. May 2, 1988, midnight | FDIC #27235 | RSSD #547840 | FDIC
Latest Report: 2025-12-31

STAR FINANCIAL BANK is aln large FDIC-insured commercial bank headquartered in FORT WAYNE, IN, established in May 2, 1988, midnight. As of 2025-12-31, the bank reported total assets of $3.2B and total deposits of $2.8B. Profitability stands at 1.51% ROA and 17.00% ROE, with a net interest margin of 3.31%. The bank's CET1 capital ratio is 13.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 1.71%. FDIC Certificate #27235.

Assets

$3.2B

Deposits

$2.8B

Loans

$1.9B

Equity

$290M

Profitability

Return on Assets (ROA) 1.51%
Return on Equity (ROE) 17.00%
Net Interest Margin (NIM) 3.31%
Yield on Assets 5.23%
Cost of Funds 2.06%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio -0.42%
Texas Ratio 1.71%
NPA Ratio 0.16%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 13.64%
Tier 1 Capital 13.64%
Total Capital Ratio 14.57%
Leverage Ratio 10.26%
Loan-to-Deposit 66.29%

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