BanksSTAR FINANCIAL BANK

STAR FINANCIAL BANK

FORT WAYNE, INLargeEst. May 2, 1988, midnightFDIC #27235RSSD #547840FDIC
Latest · 2025-12-31

STAR FINANCIAL BANK is an FDIC-insured commercial bank headquartered in FORT WAYNE, IN, established in May 2, 1988, midnight. As of 2025-12-31, the bank reported total assets of $3.2B and total deposits of $2.8B. Profitability stands at 1.51% ROA and 17.00% ROE, with a net interest margin of 3.31%. CET1 capital ratio: 13.64%, well above regulatory minimums. NPL ratio: 0.27% · Texas Ratio: 1.71%. Operates 37 domestic branches.

Assets
$3.2B
Deposits
$2.8B
Loans
$1.9B
Equity
$290M

Profitability

Return on Assets (ROA)1.51%
Return on Equity (ROE)17.00%
Net Interest Margin3.31%
Yield on Assets5.23%
Cost of Funds1.97%

Asset Quality

NPL Ratio0.27%
Net Charge-Off Ratio-0.42%
Texas Ratio1.71%
NPA Ratio0.16%
ACL / Loans1.09%

Capital & Liquidity

CET1 Ratio13.64%
Tier 1 Capital13.64%
Total Capital Ratio14.57%
Leverage Ratio10.26%
Loan-to-Deposit66.29%

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