AUSTIN BANK, TEXAS NATIONAL ASSOCIATION

JACKSONVILLE, TX | Large | Est. Oct. 1, 1900, midnight | FDIC #3276 | RSSD #548351 | OCC
Latest Report: 2025-12-31

AUSTIN BANK, TEXAS NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in JACKSONVILLE, TX, established in Oct. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $3.2B and total deposits of $2.7B. Profitability stands at 2.21% ROA and 15.08% ROE, with a net interest margin of 5.28%. The bank's CET1 capital ratio is 14.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.59% and a Texas Ratio of 3.35%. FDIC Certificate #3276.

Assets

$3.2B

Deposits

$2.7B

Loans

$2.5B

Equity

$478M

Profitability

Return on Assets (ROA) 2.21%
Return on Equity (ROE) 15.08%
Net Interest Margin (NIM) 5.28%
Yield on Assets 6.70%
Cost of Funds 2.48%

Asset Quality

NPL Ratio 0.59%
Net Charge-Off Ratio 0.05%
Texas Ratio 3.35%
NPA Ratio 0.53%
ACL / Loans 1.38%

Capital & Liquidity

CET1 Ratio 14.14%
Tier 1 Capital 14.14%
Total Capital Ratio 14.84%
Leverage Ratio 14.53%
Loan-to-Deposit 93.41%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required