MAGYAR BANK

NEW BRUNSWICK, NJ | Large | Est. Jan. 1, 1922, midnight | FDIC #30704 | RSSD #548771 | FDIC
Latest Report: 2025-12-31

MAGYAR BANK is aln large FDIC-insured commercial bank headquartered in NEW BRUNSWICK, NJ, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $865M. Profitability stands at 1.31% ROA and 11.50% ROE, with a net interest margin of 3.82%. The bank's CET1 capital ratio is 14.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.29%. FDIC Certificate #30704.

Assets

$1.0B

Deposits

$865M

Loans

$876M

Equity

$117M

Profitability

Return on Assets (ROA) 1.31%
Return on Equity (ROE) 11.50%
Net Interest Margin (NIM) 3.82%
Yield on Assets 6.26%
Cost of Funds 2.56%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.29%
NPA Ratio 0.03%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 14.70%
Tier 1 Capital 14.70%
Total Capital Ratio 15.77%
Leverage Ratio 11.42%
Loan-to-Deposit 101.29%

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