AMERICAN SAVINGS BANK, F.S.B.

HONOLULU, HI | Large | Est. Jan. 23, 1987, midnight | FDIC #32526 | RSSD #54973 | OCC
Latest Report: 2025-12-31

AMERICAN SAVINGS BANK, F.S.B. is aln large FDIC-insured commercial bank headquartered in HONOLULU, HI, established in Jan. 23, 1987, midnight. As of 2025-12-31, the bank reported total assets of $9.0B and total deposits of $8.2B. Profitability stands at 0.51% ROA and 6.91% ROE, with a net interest margin of 3.62%. The bank's CET1 capital ratio is 13.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.43% and a Texas Ratio of 3.61%. FDIC Certificate #32526.

Assets

$9.0B

Deposits

$8.2B

Loans

$6.1B

Equity

$670M

Profitability

Return on Assets (ROA) 0.51%
Return on Equity (ROE) 6.91%
Net Interest Margin (NIM) 3.62%
Yield on Assets 4.34%
Cost of Funds 1.04%

Asset Quality

NPL Ratio 0.43%
Net Charge-Off Ratio 0.08%
Texas Ratio 3.61%
NPA Ratio 0.29%
ACL / Loans 0.95%

Capital & Liquidity

CET1 Ratio 13.46%
Tier 1 Capital 13.46%
Total Capital Ratio 14.52%
Leverage Ratio 9.00%
Loan-to-Deposit 74.42%

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