BanksAMERICAN SAVINGS BANK, F.S.B.

AMERICAN SAVINGS BANK, F.S.B.

HONOLULU, HILargeEst. Jan. 23, 1987, midnightFDIC #32526RSSD #54973OCC
Latest · 2025-12-31

AMERICAN SAVINGS BANK, F.S.B. is an FDIC-insured commercial bank headquartered in HONOLULU, HI, established in Jan. 23, 1987, midnight. As of 2025-12-31, the bank reported total assets of $9.0B and total deposits of $8.2B. Profitability stands at 0.51% ROA and 6.91% ROE, with a net interest margin of 3.62%. CET1 capital ratio: 13.46%, well above regulatory minimums. NPL ratio: 0.43% · Texas Ratio: 3.61%. Operates 36 domestic branches.

Assets
$9.0B
Deposits
$8.2B
Loans
$6.1B
Equity
$670M

Profitability

Return on Assets (ROA)0.51%
Return on Equity (ROE)6.91%
Net Interest Margin3.62%
Yield on Assets4.34%
Cost of Funds0.72%

Asset Quality

NPL Ratio0.43%
Net Charge-Off Ratio0.08%
Texas Ratio3.61%
NPA Ratio0.29%
ACL / Loans0.95%

Capital & Liquidity

CET1 Ratio13.46%
Tier 1 Capital13.46%
Total Capital Ratio14.52%
Leverage Ratio9.00%
Loan-to-Deposit74.42%

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