BANK OF ESTES PARK

ESTES PARK, CO | Small | Est. Jan. 18, 1965, midnight | FDIC #19351 | RSSD #550354 | FDIC
Latest Report: 2025-12-31

BANK OF ESTES PARK is asn small FDIC-insured commercial bank headquartered in ESTES PARK, CO, established in Jan. 18, 1965, midnight. As of 2025-12-31, the bank reported total assets of $157M and total deposits of $140M. Profitability stands at 1.25% ROA and 12.75% ROE, with a net interest margin of 4.61%. The bank's CET1 capital ratio is 9.94%. Asset quality metrics show a non-performing loan ratio of 0.60% and a Texas Ratio of 5.88%. FDIC Certificate #19351.

Assets

$157M

Deposits

$140M

Loans

$98M

Equity

$16M

Profitability

Return on Assets (ROA) 1.25%
Return on Equity (ROE) 12.75%
Net Interest Margin (NIM) 4.61%
Yield on Assets 5.68%
Cost of Funds 1.10%

Asset Quality

NPL Ratio 0.60%
Net Charge-Off Ratio 0.13%
Texas Ratio 5.88%
NPA Ratio 0.65%
ACL / Loans 1.80%

Capital & Liquidity

CET1 Ratio 9.94%
Tier 1 Capital 9.94%
Total Capital Ratio 10.43%
Leverage Ratio 10.79%
Loan-to-Deposit 69.62%

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