HICKORY POINT BANK AND TRUST is amn medium FDIC-insured commercial bank headquartered in DECATUR, IL, established in June 4, 1979, midnight. As of 2025-12-31, the bank reported total assets of $713M and total deposits of $628M. Profitability stands at 1.35% ROA and 12.66% ROE, with a net interest margin of 3.78%. The bank's CET1 capital ratio is 16.18%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.38%. FDIC Certificate #22874.
Assets
$713M
Deposits
$628M
Loans
$441M
Equity
$77M
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