BanksCEDAR SECURITY BANK

CEDAR SECURITY BANK

FORDYCE, NEMicroEst. Sept. 4, 1984, midnightFDIC #25591RSSD #550653FDIC
Latest · 2025-12-31

CEDAR SECURITY BANK is an FDIC-insured commercial bank headquartered in FORDYCE, NE, established in Sept. 4, 1984, midnight. As of 2025-12-31, the bank reported total assets of $60M and total deposits of $48M. Profitability stands at 1.18% ROA and 6.62% ROE, with a net interest margin of 4.95%. CET1 capital ratio: 17.86%, well above regulatory minimums. NPL ratio: 0.18% · Texas Ratio: 0.54%. Operates 3 domestic branches.

Assets
$60M
Deposits
$48M
Loans
$34M
Equity
$11M

Profitability

Return on Assets (ROA)1.18%
Return on Equity (ROE)6.62%
Net Interest Margin4.95%
Yield on Assets5.95%
Cost of Funds1.13%

Asset Quality

NPL Ratio0.18%
Net Charge-Off Ratio1.21%
Texas Ratio0.54%
NPA Ratio0.10%
ACL / Loans2.32%

Capital & Liquidity

CET1 Ratio17.86%
Tier 1 Capital17.86%
Total Capital Ratio18.76%
Leverage Ratio17.98%
Loan-to-Deposit71.60%

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