RSNB BANK

ROCK SPRINGS, WY | Small | Est. May 23, 1892, midnight | FDIC #2229 | RSSD #550952 | FED
Latest Report: 2025-12-31

RSNB BANK is asn small FDIC-insured commercial bank headquartered in ROCK SPRINGS, WY, established in May 23, 1892, midnight. As of 2025-12-31, the bank reported total assets of $390M and total deposits of $366M. Profitability stands at 1.53% ROA and 26.43% ROE, with a net interest margin of 3.44%. The bank's CET1 capital ratio is 5.76%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #2229.

Assets

$390M

Deposits

$366M

Loans

$144M

Equity

$22M

Profitability

Return on Assets (ROA) 1.53%
Return on Equity (ROE) 26.43%
Net Interest Margin (NIM) 3.44%
Yield on Assets 4.56%
Cost of Funds 1.11%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 5.76%
Tier 1 Capital 5.76%
Total Capital Ratio 6.05%
Leverage Ratio 11.65%
Loan-to-Deposit 39.37%

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