NELNET BANK

DRAPER, UT | Large | Est. Nov. 2, 2020, midnight | FDIC #59205 | RSSD #5514409 | FDIC
Latest Report: 2025-12-31

NELNET BANK is aln large FDIC-insured commercial bank headquartered in DRAPER, UT, established in Nov. 2, 2020, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.8B. Profitability stands at 0.93% ROA and 7.10% ROE, with a net interest margin of 3.78%. The bank's CET1 capital ratio is 14.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59205.

Assets

$2.1B

Deposits

$1.8B

Loans

$956M

Equity

$295M

Profitability

Return on Assets (ROA) 0.93%
Return on Equity (ROE) 7.10%
Net Interest Margin (NIM) 3.78%
Yield on Assets 7.25%
Cost of Funds 3.69%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 1.04%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 2.69%

Capital & Liquidity

CET1 Ratio 14.20%
Tier 1 Capital 14.20%
Total Capital Ratio 14.91%
Leverage Ratio 14.45%
Loan-to-Deposit 54.25%

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