CITIZENS NATIONAL BANK OF TEXAS is aln large FDIC-insured commercial bank headquartered in WAXAHACHIE, TX, established in July 1, 1868, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.8B. Profitability stands at 2.04% ROA and 16.97% ROE, with a net interest margin of 5.58%. The bank's CET1 capital ratio is 13.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.87% and a Texas Ratio of 5.98%. FDIC Certificate #5574.
Assets
$2.1B
Deposits
$1.8B
Loans
$1.8B
Equity
$255M
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