TS BANK

TREYNOR, IA | Small | Est. June 1, 1923, midnight | FDIC #14812 | RSSD #552545 | FDIC
Latest Report: 2025-12-31

TS BANK is asn small FDIC-insured commercial bank headquartered in TREYNOR, IA, established in June 1, 1923, midnight. As of 2025-12-31, the bank reported total assets of $437M and total deposits of $404M. Profitability stands at 0.89% ROA and 20.67% ROE, with a net interest margin of 2.47%. The bank's CET1 capital ratio is 11.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.32% and a Texas Ratio of 3.14%. FDIC Certificate #14812.

Assets

$437M

Deposits

$404M

Loans

$216M

Equity

$19M

Profitability

Return on Assets (ROA) 0.89%
Return on Equity (ROE) 20.67%
Net Interest Margin (NIM) 2.47%
Yield on Assets 5.08%
Cost of Funds 2.56%

Asset Quality

NPL Ratio 0.32%
Net Charge-Off Ratio 0.03%
Texas Ratio 3.14%
NPA Ratio 0.16%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 11.52%
Tier 1 Capital 11.52%
Total Capital Ratio 12.28%
Leverage Ratio 9.29%
Loan-to-Deposit 53.41%

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