SILEX BANKING COMPANY

SILEX, MO | Micro | Est. March 24, 1934, midnight | FDIC #14178 | RSSD #552956 | FDIC
Latest Report: 2025-12-31

SILEX BANKING COMPANY is amn micro FDIC-insured commercial bank headquartered in SILEX, MO, established in March 24, 1934, midnight. As of 2025-12-31, the bank reported total assets of $92M and total deposits of $79M. Profitability stands at 1.31% ROA and 9.21% ROE, with a net interest margin of 4.25%. The bank's CET1 capital ratio is 14.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #14178.

Assets

$92M

Deposits

$79M

Loans

$62M

Equity

$13M

Profitability

Return on Assets (ROA) 1.31%
Return on Equity (ROE) 9.21%
Net Interest Margin (NIM) 4.25%
Yield on Assets 5.90%
Cost of Funds 2.24%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.89%

Capital & Liquidity

CET1 Ratio 14.38%
Tier 1 Capital 14.38%
Total Capital Ratio 15.10%
Leverage Ratio 13.19%
Loan-to-Deposit 78.95%

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