BanksSILEX BANKING COMPANY

SILEX BANKING COMPANY

SILEX, MOMicroEst. March 24, 1934, midnightFDIC #14178RSSD #552956FDIC
Latest · 2025-12-31

SILEX BANKING COMPANY is an FDIC-insured commercial bank headquartered in SILEX, MO, established in March 24, 1934, midnight. As of 2025-12-31, the bank reported total assets of $92M and total deposits of $79M. Profitability stands at 1.31% ROA and 9.21% ROE, with a net interest margin of 4.25%. CET1 capital ratio: 14.38%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$92M
Deposits
$79M
Loans
$62M
Equity
$13M

Profitability

Return on Assets (ROA)1.31%
Return on Equity (ROE)9.21%
Net Interest Margin4.25%
Yield on Assets5.90%
Cost of Funds1.77%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.89%

Capital & Liquidity

CET1 Ratio14.38%
Tier 1 Capital14.38%
Total Capital Ratio15.10%
Leverage Ratio13.19%
Loan-to-Deposit78.95%

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