METAIRIE BANK & TRUST COMPANY

METAIRIE, LA | Medium | Est. Feb. 15, 1947, midnight | FDIC #16539 | RSSD #55336 | FDIC
Latest Report: 2025-12-31

METAIRIE BANK & TRUST COMPANY is amn medium FDIC-insured commercial bank headquartered in METAIRIE, LA, established in Feb. 15, 1947, midnight. As of 2025-12-31, the bank reported total assets of $652M and total deposits of $577M. Profitability stands at 1.27% ROA and 12.05% ROE, with a net interest margin of 4.42%. The bank's CET1 capital ratio is 10.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 2.36%. FDIC Certificate #16539.

Assets

$652M

Deposits

$577M

Loans

$497M

Equity

$69M

Profitability

Return on Assets (ROA) 1.27%
Return on Equity (ROE) 12.05%
Net Interest Margin (NIM) 4.42%
Yield on Assets 5.78%
Cost of Funds 1.41%

Asset Quality

NPL Ratio 0.35%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.36%
NPA Ratio 0.27%
ACL / Loans 0.98%

Capital & Liquidity

CET1 Ratio 10.55%
Tier 1 Capital 10.55%
Total Capital Ratio 11.07%
Leverage Ratio 11.26%
Loan-to-Deposit 86.20%

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