CLASSIC CITY BANK

ATHENS, GA | Small | Est. Nov. 9, 2020, midnight | FDIC #59219 | RSSD #5538937 | FDIC
Latest Report: 2025-12-31

CLASSIC CITY BANK is asn small FDIC-insured commercial bank headquartered in ATHENS, GA, established in Nov. 9, 2020, midnight. As of 2025-12-31, the bank reported total assets of $294M and total deposits of $260M. Profitability stands at 2.20% ROA and 19.83% ROE, with a net interest margin of 5.28%. The bank's CET1 capital ratio is 10.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59219.

Assets

$294M

Deposits

$260M

Loans

$187M

Equity

$31M

Profitability

Return on Assets (ROA) 2.20%
Return on Equity (ROE) 19.83%
Net Interest Margin (NIM) 5.28%
Yield on Assets 6.17%
Cost of Funds 0.93%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.08%

Capital & Liquidity

CET1 Ratio 10.69%
Tier 1 Capital 10.69%
Total Capital Ratio 11.22%
Leverage Ratio 11.32%
Loan-to-Deposit 71.85%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required