FIRST NATIONAL BANK OF SYCAMORE, THE

SYCAMORE, OH | Small | Est. July 1, 1919, midnight | FDIC #6706 | RSSD #553926 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF SYCAMORE, THE is asn small FDIC-insured commercial bank headquartered in SYCAMORE, OH, established in July 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $233M and total deposits of $203M. Profitability stands at 1.09% ROA and 13.45% ROE, with a net interest margin of 3.69%. The bank's CET1 capital ratio is 15.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #6706.

Assets

$233M

Deposits

$203M

Loans

$145M

Equity

$19M

Profitability

Return on Assets (ROA) 1.09%
Return on Equity (ROE) 13.45%
Net Interest Margin (NIM) 3.69%
Yield on Assets 5.31%
Cost of Funds 1.63%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 15.20%
Tier 1 Capital 15.20%
Total Capital Ratio 16.28%
Leverage Ratio 9.43%
Loan-to-Deposit 71.42%

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