LINCOLN NATIONAL BANK OF HODGENVILLE, THE

HODGENVILLE, KY | Small | Est. July 20, 1930, midnight | FDIC #2750 | RSSD #553944 | OCC
Latest Report: 2025-12-31

LINCOLN NATIONAL BANK OF HODGENVILLE, THE is asn small FDIC-insured commercial bank headquartered in HODGENVILLE, KY, established in July 20, 1930, midnight. As of 2025-12-31, the bank reported total assets of $443M and total deposits of $370M. Profitability stands at 1.66% ROA and 11.83% ROE, with a net interest margin of 4.84%. The bank's CET1 capital ratio is 22.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.42% and a Texas Ratio of 2.42%. FDIC Certificate #2750.

Assets

$443M

Deposits

$370M

Loans

$352M

Equity

$63M

Profitability

Return on Assets (ROA) 1.66%
Return on Equity (ROE) 11.83%
Net Interest Margin (NIM) 4.84%
Yield on Assets 6.29%
Cost of Funds 1.56%

Asset Quality

NPL Ratio 0.42%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.42%
NPA Ratio 0.37%
ACL / Loans 1.25%

Capital & Liquidity

CET1 Ratio 22.91%
Tier 1 Capital 22.91%
Total Capital Ratio 24.17%
Leverage Ratio 14.54%
Loan-to-Deposit 95.12%

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