INTEGRITY BANK FOR BUSINESS

VIRGINIA BEACH, VA | Micro | Est. May 3, 2021, midnight | FDIC #59262 | RSSD #5543735 | FED
Latest Report: 2025-12-31

INTEGRITY BANK FOR BUSINESS is amn micro FDIC-insured commercial bank headquartered in VIRGINIA BEACH, VA, established in May 3, 2021, midnight. As of 2025-12-31, the bank reported total assets of $98M and total deposits of $59M. Profitability stands at 0.30% ROA and 1.40% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 37.75%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59262.

Assets

$98M

Deposits

$59M

Loans

$49M

Equity

$21M

Profitability

Return on Assets (ROA) 0.30%
Return on Equity (ROE) 1.40%
Net Interest Margin (NIM) 3.81%
Yield on Assets 4.59%
Cost of Funds 1.48%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.50%

Capital & Liquidity

CET1 Ratio 37.75%
Tier 1 Capital 37.75%
Total Capital Ratio 38.22%
Leverage Ratio 24.64%
Loan-to-Deposit 83.24%

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