FIVE POINTS BANK

GRAND ISLAND, NE | Large | Est. Sept. 10, 1971, midnight | FDIC #20488 | RSSD #554857 | FED
Latest Report: 2025-12-31

FIVE POINTS BANK is aln large FDIC-insured commercial bank headquartered in GRAND ISLAND, NE, established in Sept. 10, 1971, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $2.0B. Profitability stands at 1.28% ROA and 17.85% ROE, with a net interest margin of 3.17%. The bank's CET1 capital ratio is 13.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.18%. FDIC Certificate #20488.

Assets

$2.1B

Deposits

$2.0B

Loans

$1.3B

Equity

$155M

Profitability

Return on Assets (ROA) 1.28%
Return on Equity (ROE) 17.85%
Net Interest Margin (NIM) 3.17%
Yield on Assets 5.42%
Cost of Funds 2.71%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.12%
Texas Ratio 0.18%
NPA Ratio 0.01%
ACL / Loans 1.46%

Capital & Liquidity

CET1 Ratio 13.77%
Tier 1 Capital 13.77%
Total Capital Ratio 15.00%
Leverage Ratio 10.23%
Loan-to-Deposit 66.05%

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