FARMERS AND MERCHANTS BANK is asn small FDIC-insured commercial bank headquartered in DE LEON, TX, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $245M and total deposits of $210M. Profitability stands at 1.44% ROA and 10.89% ROE, with a net interest margin of 4.71%. The bank's CET1 capital ratio is 13.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #3170.
Assets
$245M
Deposits
$210M
Loans
$140M
Equity
$33M
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