CITIZENS SAVINGS BANK AND TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in NASHVILLE, TN, established in Jan. 4, 1904, midnight. As of 2025-12-31, the bank reported total assets of $183M and total deposits of $165M. Profitability stands at 0.59% ROA and 6.25% ROE, with a net interest margin of 4.08%. The bank's CET1 capital ratio is 14.53%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.16% and a Texas Ratio of 31.20%. FDIC Certificate #10319.
Assets
$183M
Deposits
$165M
Loans
$159M
Equity
$18M
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