FORESIGHT BANK

WINNEBAGO, IL | Large | Est. Jan. 6, 1907, midnight | FDIC #5749 | RSSD #556936 | FDIC
Latest Report: 2025-12-31

FORESIGHT BANK is aln large FDIC-insured commercial bank headquartered in WINNEBAGO, IL, established in Jan. 6, 1907, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.4B. Profitability stands at 0.85% ROA and 8.50% ROE, with a net interest margin of 3.78%. The bank's CET1 capital ratio is 13.48%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.04% and a Texas Ratio of 6.68%. FDIC Certificate #5749.

Assets

$1.7B

Deposits

$1.4B

Loans

$1.1B

Equity

$165M

Profitability

Return on Assets (ROA) 0.85%
Return on Equity (ROE) 8.50%
Net Interest Margin (NIM) 3.78%
Yield on Assets 5.76%
Cost of Funds 2.36%

Asset Quality

NPL Ratio 1.04%
Net Charge-Off Ratio 0.33%
Texas Ratio 6.68%
NPA Ratio 0.72%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 13.48%
Tier 1 Capital 13.48%
Total Capital Ratio 14.44%
Leverage Ratio 11.02%
Loan-to-Deposit 79.63%

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