GIFFORD STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in GIFFORD, IL, established in Jan. 1, 1885, midnight. As of 2025-12-31, the bank reported total assets of $190M and total deposits of $162M. Profitability stands at 3.08% ROA and 23.02% ROE, with a net interest margin of 5.35%. The bank's CET1 capital ratio is 13.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 0.99%. FDIC Certificate #10467.
Assets
$190M
Deposits
$162M
Loans
$141M
Equity
$26M
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