INTRUST BANK, NATIONAL ASSOCIATION

WICHITA, KS | Large | Est. Nov. 1, 1876, midnight | FDIC #4799 | RSSD #557858 | OCC
Latest Report: 2025-12-31

INTRUST BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in WICHITA, KS, established in Nov. 1, 1876, midnight. As of 2025-12-31, the bank reported total assets of $7.0B and total deposits of $6.3B. Profitability stands at 1.41% ROA and 21.20% ROE, with a net interest margin of 3.51%. The bank's CET1 capital ratio is 13.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.57% and a Texas Ratio of 4.64%. FDIC Certificate #4799.

Assets

$7.0B

Deposits

$6.3B

Loans

$4.2B

Equity

$463M

Profitability

Return on Assets (ROA) 1.41%
Return on Equity (ROE) 21.20%
Net Interest Margin (NIM) 3.51%
Yield on Assets 5.32%
Cost of Funds 2.64%

Asset Quality

NPL Ratio 0.57%
Net Charge-Off Ratio 0.30%
Texas Ratio 4.64%
NPA Ratio 0.34%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 13.47%
Tier 1 Capital 13.47%
Total Capital Ratio 14.41%
Leverage Ratio 10.19%
Loan-to-Deposit 66.54%

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