BanksINTRUST BANK, NATIONAL ASSOCIATION

INTRUST BANK, NATIONAL ASSOCIATION

WICHITA, KSLargeEst. Nov. 1, 1876, midnightFDIC #4799RSSD #557858OCC
Latest · 2025-12-31

INTRUST BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in WICHITA, KS, established in Nov. 1, 1876, midnight. As of 2025-12-31, the bank reported total assets of $7.0B and total deposits of $6.3B. Profitability stands at 1.41% ROA and 21.20% ROE, with a net interest margin of 3.51%. CET1 capital ratio: 13.47%, well above regulatory minimums. NPL ratio: 0.57% · Texas Ratio: 4.64%. Operates 41 domestic branches.

Assets
$7.0B
Deposits
$6.3B
Loans
$4.2B
Equity
$463M

Profitability

Return on Assets (ROA)1.41%
Return on Equity (ROE)21.20%
Net Interest Margin3.51%
Yield on Assets5.32%
Cost of Funds1.84%

Asset Quality

NPL Ratio0.57%
Net Charge-Off Ratio0.30%
Texas Ratio4.64%
NPA Ratio0.34%
ACL / Loans1.16%

Capital & Liquidity

CET1 Ratio13.47%
Tier 1 Capital13.47%
Total Capital Ratio14.41%
Leverage Ratio10.19%
Loan-to-Deposit66.54%

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