SQUARE FINANCIAL SERVICES, INC.

SALT LAKE CITY, UT | Large | Est. March 1, 2021, midnight | FDIC #59177 | RSSD #5582846 | FDIC
Latest Report: 2025-12-31

SQUARE FINANCIAL SERVICES, INC. is aln large FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in March 1, 2021, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $495M. Profitability stands at 37.94% ROA and 62.98% ROE, with a net interest margin of 38.85%. The bank's CET1 capital ratio is 95.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.16% and a Texas Ratio of 1.07%. FDIC Certificate #59177. The institution operates 1 domestic branch.

Assets

$1.7B

Deposits

$495M

Loans

$977M

Equity

$991M

Profitability

Return on Assets (ROA) 37.94%
Return on Equity (ROE) 62.98%
Net Interest Margin (NIM) 38.85%
Yield on Assets 39.21%
Cost of Funds 1.01%

Asset Quality

NPL Ratio 1.16%
Net Charge-Off Ratio 3.37%
Texas Ratio 1.07%
NPA Ratio 0.67%
ACL / Loans 6.80%

Capital & Liquidity

CET1 Ratio 95.10%
Tier 1 Capital 95.10%
Total Capital Ratio 96.42%
Leverage Ratio 66.10%
Loan-to-Deposit 197.31%

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