CLIMATE FIRST BANK

SAINT PETERSBURG, FL | Large | Est. June 1, 2021, midnight | FDIC #59257 | RSSD #5592340 | FDIC
Latest Report: 2025-12-31

CLIMATE FIRST BANK is aln large FDIC-insured commercial bank headquartered in SAINT PETERSBURG, FL, established in June 1, 2021, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.4B. Profitability stands at 1.14% ROA and 13.01% ROE, with a net interest margin of 4.04%. The bank's CET1 capital ratio is 9.37%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #59257.

Assets

$1.6B

Deposits

$1.4B

Loans

$1.4B

Equity

$143M

Profitability

Return on Assets (ROA) 1.14%
Return on Equity (ROE) 13.01%
Net Interest Margin (NIM) 4.04%
Yield on Assets 7.66%
Cost of Funds 4.87%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 9.37%
Tier 1 Capital 9.37%
Total Capital Ratio 10.42%
Leverage Ratio 9.65%
Loan-to-Deposit 103.53%

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